Goodman Capital Finance, based in Dallas, Texas, is the Southwest's oldest factoring company, offering its services since 1972 to businesses nationwide with monthly sales of $10,000 to $10,000,000. Goodman's management provides a high level of personalized service that is unmatched in our industry. In May of 2014 Goodman Factors joined forces with Independent Bank, a $1 billion asset community bank that offers a full range of personal and business banking services primarily in Tennessee. Independent Bank was founded in 1998 and has 10 branches in the Memphis metro area, ranking it as a top 5 depository in Shelby County. Our capitalization, access to leveraged funds and experience in the industry allow us to carry accounts on our books (we do not "refactor" our clients’ invoices). As such we are able to offer flexible programs and quick decisions at very competitive rates. We provide same day funding for our active clients. New accounts can be activated in as little as 24 hours.