Anyone who has ever navigated a boat knows that if you do nothing more than set your initial trajectory, you’ll end up somewhere other than your target destination. The same is true of your financial goals -- it’s your ability to adapt to the unexpected that will most determine where you end up. An experienced team of professionals, we are newly independent and solely focused on providing not only the course, but the Course Made Good — the adaptive, ongoing navigation that will help ensure you reach your destination safely. To this end, our specialties include tactical investment management that can help you engage in rising markets and disengage from declining ones, as well as an income-centric retirement planning process designed to help build financial sustainability. We believe the result is a safer route to your goals and a better process with which to navigate the markets.