We develop financial plans that help people overcome their financial fears of the future and have a happy retirement. About 10,000 people turn 65 every day, and many fear the risk they will face in retirement. The desire of every person as they age is to not worry about their future. Worrying less means a happier retirement. At Richards Financial Planning, we have developed a four-step process that identifies options to overcome most retirement risks. The process is called a Retirement Income Financial Plan™. If you are retiring, the RIFP may help you overcome the fears of retirement and have a happy retirement. Visit our website to learn more.