Lowers & Associates (L&A) is an independent and internationally recognized risk management consulting firm. We offer a wide range of risk assessment, loss prevention, loss/claims investigation, audit/compliance, and risk mitigation services. Over the years, we’ve partnered with many insurance companies, insurance brokers, and insureds directly to assist in the mitigation of business, operational, and technology risks on both a proactive/pre-loss and reactive/post-loss basis. Our origins, dating back over 25 years, are in physical security and over that time we’ve become a leading authority in crime and fidelity related risk mitigation. Today our service offering extends into computer/cyber crime with a comprehensive array of enterprise risk, compliance/audit, privacy, IT/information security, and cyber risk management services. Given the areas of our historical success, special domain expertise is afforded organizations in the banking/financial services, hospital/healthcare, higher education, retail, event/venue, casino/gaming, hotel/resort, cash-in-transit, courier, fine arts, check cashing, pawn broking, ATM, and auto dealership industries. For more information, please visit our website, www.lowersrisk.com.