We work with brokers, agents, and clients with specialties, in the ancillary group, medical, and disability arena. As broker's-brokers, we are able to provide unbiased advice since we are not aligned with any one carrier or set of carriers. Our expertise with individual disability parallels the large "letter houses" that say they are specialists. We even have the ability to place cases that have been declined based on some medical conditions. We try to think of solutions that most others do not. We look forward to working with those that put their clients/employees first and want solid plans with fair pricing.