We are a third generation insurance firm with locations in Newburgh, Montgomery, Millbrook, and Poughkeepsie. In Poughkeepsie & Millbrook, we were also known as the Ralph V. Ellis Insurance Agency. In Newburgh and Montgomery, William A. Smith & Son, Inc. Our tenured staff can help you with your: Business Insurance needs of all types Individual insurance needs - home, auto, boat, umbrella, jewelry, Life, etc. Group Benefits - Health, Dental, Vision, Long Term Care, etc. Our goal is to help you understand your exposures to loss and then decide together if insurance can help and what types. We work to give advice and be ready to deal with to keep your busy life moving forward.