First Merchant is a private Finance House which has offered specialist funding to the Hospitality sector for over twenty years. Our popular and straightforward fixed-term loans have been exclusively designed for ambitious operators of restaurants, pubs and bars. First Merchant grants simple repayment loans over 36 and 60 month terms and each monthly payment is the same. We do not charge any fees and our Clients have complete peace of mind knowing that their debt will be completely discharged with the final monthly payment on their loan. Clients are responsible for payment of our solicitors’ costs in their transaction. First Merchant provides up to 100% debt funding for established operators who want to expand their brand and open more sites in London. We will finance the acquisition of a new site, cover refurbishment plus fit-out costs and fund all equipment for the premises. We know Hospitality and adopt a pragmatic approach in assessing funding requests. When assessing a proposition so we don’t just rely on P&L Accounts to underwrite the transaction. Our business assessment provides us with a comprehensive and realistic financial profile of a business. We work with the applicants to design a bespoke funding plan which will solve the refurbishment, expansion and/or existing debt settlement requirement. We do not interfere with the operation of the business nor do we seek to take a shareholding or equity stake. Our Clients use First Merchant loans to be more successful – it is as simple as that. We welcome new enquiries direct from applicants and professional intermediaries. First Merchant is a commercial finance house which grants business loans exclusively to UK registered Limited Companies. If you are looking for finance to buy that Restaurant, Cocktail Bar or Nightclub or want to expand your existing successful brand without giving away any equity, then call us now to discuss your proposition.