Sage Personal Finance was founded by Allison Geving, Ph.D., and Matthew Ahart, J.D., in 2005. We worked around-the-clock to bring our course to fruition and now we have successfully served over 350,000 students from around the country. We have a small group of dedicated customer service providers, IT folks and managers working seven days a week to improve our services. Our company only provides the financial management (or second course) for bankruptcy and we do it well. Over 99% of our past customers have said that they have learned something useful from taking our course. We know your time is worth something and we have packed the course with specific, useful, tips that we think will help you become more financially savvy. Our Dept. of Justice accreditation, our A+ BBB rating, and our homepage student testimonials all show that we do our jobs well.