Tala offers digital financial services for the traditionally underbanked to borrow, save and grow their money. Powered by advanced data science and machine learning, Tala is building the world’s most accessible financial services, underwriting overlooked populations who are excluded from traditional services due to a lack of formal financial history. Tala has created a modern credit infrastructure from scratch, dispursing over $3.4 billion to more than 7 million customers across Kenya, the Philippines, Mexico and India, who use Tala loans to start and expand small businesses and build more stable financial lives. Tala has raised nearly half a billion dollars in investments and debt, backed by leading venture and impact investors including Upstart, the Stellar Development Foundation, RPS Ventures, the J. Safra Group, IVP, Revolution Growth, Lowercase Capital, and PayPal Ventures. In 2022, Tala was named to CNBC's Disruptor 50 for the third time in a row, and Forbes’ Fintech 50 for five years running. Tala’s impact has been highlighted by the New York Times, NPR, Forbes, the Financial Times, the Wall Street Journal and TED, among others. Tala is headquartered in Santa Monica with offices in Nairobi, Manila, Mexico City, and Bangalore.