Nico Insurance Services, Inc. is a team of insurance brokers and consultants specializing in group insurance benefits, flexible benefit plans and individual insurance in San Diego. These benefits include basic coverages like medical, dental, vision and life insurance. Other plans available include chiropractic care, long & short term disability, long term care, benefit risk management, Section 125/Cafeteria Plan, Administration, Cobra Administration and Self Funding Plans. We work with all of the major carriers and in our 43+ years in business, we have established strong relationships with the account managers so we can work with them to get you the exact coverage you need for the lowest cost possible.