Courage Miller Partners was founded by Ralph Courage and Jeff Miller in 2008 with the ultimate goal of serving clients better. They decided to move their business to complete independence as an SEC Registered Investment Advisor, so they could eliminate the inherent conflicts of interest that exist as part of the sales organization for a large brokerage company. As a Registered Investment Advisor, they operate as a fee only fiduciary advisor providing exceptional service where all decisions are made in the clients’ best interest while providing full transparency of fees. Courage Miller Partners is never compensated for transactions or by commission from investments. As a result, they feel empowered to work only for their clients so they can focus on helping their clients pursue long term goals and needs.