Caary is the business credit and spend management platform for Canada’s small and medium-sized enterprises. With Caary, SMEs get accessible credit with no personal guarantees, complete control over spending, and automated expense management. The Caary Business Mastercard® comes with no card fees, no foreign exchange fees, and 1.5% cash back on all spend. SMEs can easily issue virtual and physical cards with spend controls to empower employees and streamline supplier payments.