Starting in 1908, Saskatchewan Mutual Insurance (SMI) delivered insurance to small, underserved communities in a whole new way. Over the 115+ years that we’ve been around, there have been monumental changes, not just in the insurance industry, but in everyday life. We realized that to keep up with the times, we needed to change too. SMI is now Sandbox Mutual Insurance - fresh-faced and ready to bring our successful mutual insurance model to a whole new world.