On Budget and Time is a small bespoke software firm founded by industry veterans who worked for large custom software and Fortune 500 companies in financial services. OB&T’s work is about listening and sharing knowledge to help financial institutions and software vendors exploit opportunities that market changes bring. OB&T delivers business critical products in the shortest time-to-market and with highest attention to detail. OB&T is avid for sophisticated financial services technology and is a member of FIX Protocol.