On August 29, 1913, Citizens State Bank opened its doors for business in beautiful Ouray, Colorado. We also have locations in Ridgway, Silverton and Naturita, Colorado. Citizens State Bank is proud to have always been locally owned and operated. We are dedicated to excellent customer service and we pledge to continue to remain competitive while providing the highest quality banking products and services to our communities. As a small town community bank, we are proud to know our customers by name