At SME, we are experts at providing your clients with objective P & C insurance reviews. We understand that it is paramount that an advisor has a subject matter expert they can trust. We specialize in helping your clients through the review process, finding the proper balance of coverage and price. There is no charge to the advisor or the client for our services. We pride ourselves on educating and presenting unbiased recommendations. Because we are independent, we have no alliances to any specific company; our only alliance is to find what is best for your clients. SME has developed a unique turn-key system that provides a seamless process for both the advisor and the client. We use contemporary review tools that provide both understanding and efficiency for the client. We take a special interest in protecting your client's financial assets. This is how we are different.