We are a family owned and operated independent insurance agency that has been in business since 1980. We handle many types of property & liability insurance such as homes, vacation homes, rental property, condominiums, auto, earthquake, personal umbrella liability, motorhomes, travel trailers, toy haulers, motorcycles & ATV's, boats & personal watercraft. We also write apartment buildings and insurance for small business owners which includes business personal property, general liability, professional liability and ERISA bonds at very competitive rates. We represent many regional and nationwide carriers and have the most competitive rates available. Discounts for civil servants such as fire fighters, law enforcement officers, teachers, federal, state & local government employees are available. We do not add on broker fees of any type or kind.