KJH Financial Services -- Dream With A Plan "A Dream Without a Plan is only a Wish" Our Mission To provide financial planning to meet your life needs. Our focus is to help you obtain your life desires while managing financial uncertainty. Start Your Planning Today If you have financial challenges to solve or financial goals to achieve, then financial planning is for you. Financial planning can help you to achieve both greater wealth and financial security. Inadequate or improper planning can be financially disastrous. An uninsured loss can wipe out accumulated wealth; insufficient savings for retirement can force a reduced lifestyle and/or postponement of retirement; and improper tax planning can result in higher than necessary taxes causing dollars to be lost to an accumulation plan or to one’s heirs.