At Homestead, our owners are committed to your success. We offer: • A flexible schedule – remote or in the office • More aggressive commission schedules and expense accounts • Both base-plus-commission and commission-only comp plans • Competitive rates and flexible pricing • The lowest costs in the industry, including no closing cost options • NO RISK appraisals – if our customer’s loan doesn’t close, they don’t pay • Complete offering of FHA, VA, USDA, and Conventional loans • Lending down to a 580-credit score, with compensating factors • Customers no upfront fees or out-of-pocket costs We have: • Management staff with 15+ years of tenure • A+ rating with the BBB • In-house processing, closing, and underwriting • The ability to close in 14 business days or less for purchase, 30-day refi • An in-house marketing department for you and your referral partners • A team of federal and state licensed loan originators • Experience in all mortgage types and are a HUD-approved lender Homestead has been in business since 1998. Managing Partners Jayson Hardie, Greg Aftayev, and Andros Ioakimides oversee the day-to-day operations. Well-known as the trusted lender in the Midwest for decades, we’ve expanded to additional states. Over the years, we've built a solid reputation. With perseverance and hard work, our company survived market downturns that other lenders couldn't. Starting as a sub-prime, media lead-based mortgage broker, we have evolved to a fully delegated mortgage banker with a consistent flow of leads from media and referral-based relationships. It's our goal to add value to our loan officers, staff, clients, Realtors, and business partners. Our mission statement is: "Making lives better, one home at a time." Locations: St. Louis, MO; Overland Park, KS; Glen Carbon, IL; Godfrey, IL; O'Fallon, IL; Dallas, TX Licensed in: AR, CO, FL, IL, IN, KS, KY, MO, MT, OH, OK, TN, TX, WI Endeavor Capital, LLC dba Homestead Financial Mortgage NMLS 222524