---- A Family-Owned Firm Providing Independent Financial Advice for Over 20 Years ----- We provide a broad range of services, products and plans to meet the diverse needs of our clients. Services we offer are as follows (please visit our website for a more detailed description); Financial Planning Services Retirement Planning Investment Tax Minimization Estate Planning Portfolio Analysis Insurance Analysis Online Portfolio Access Financial Calculators Online Financial Library Life Planning Resources Monthly Email Newsletters Products and plans we are offer are as follows; Mutual Funds GIC's Disability Insurance Life Insurance Long Term Care Insurance Critical Illness Insurance Group Benefits Plans Segregated Funds Annuities Tax Free Savings Accounts RRSPs, RDSPs, RRIFs, RESPs LIFs and LIRAs