The new generation payment platform ininal was established in 2012 to provide basic financial services to both individual and corporate customers. ininal, a subsidiary of Multinet UP, received electronic money activity permission from the BRSA (Banking Regulation and Supervision Agency) in 2017. Aiming to be the digital banking platform for 25 million non-bank users, ininal is also a member of BKM and integrated into BKM Express. ininal provides financial solutions to individual users, corporate firms and start-ups. ininal for Individual Users ininal offers its individual users a debt-free, interest-free, secure Visa prepaid card and ininal Wallet application downloaded via the App Store and Google Play. ininal Card is possible to buy from more than 15 thousand points consist of D&R, KİM Market, Migros, Pratik İşlem, PTT işyeri, Şok Market, Teknosa and Vatan Computer points. ininal offers prepaid card and ininal Wallet application for all smart phones. ininal users can add funds to their accounts or cards from more than 50,000 retail and ATM points and spend their balances at all physical and virtual shopping points around the world. ininal for Corporate Clients ininal enables the development of projects that are tailored to the needs and the creation of effortless, economical and secure financial infrastructure solutions with the API services it provides to its corporate customers. ininal offers collective payment and expense tracking system for corporate customers with its co-branded card and Virtual POS services, as well as enabling companies to create campaigns and loyalty programs for their users.