At CRESOFT we do not only have knowledgable programmers and experienced consultants we also have extensive knowledge in the Credit Risk area. We speak your language and will be able to support you in all your business requirements. CRESOFT has developed TEMOS, which prides itself in being the best Monitoring and Information System for Credit Risk on the market. “Credit risk is most simply defined as the potential that a bank borrower or counterparty will fail to meet its obligations in accordance with agreed terms. The goal of credit risk management is to maximise a bank's risk-adjusted rate of return by maintaining credit risk exposure within acceptable parameters. Banks need to manage the credit risk inherent in the entire portfolio as well as the risk in individual credits or transactions.” (Principles for the Management of Credit Risk - consultative document Bank for International Settlements / July 1999) And at this point, TEMOS starts to support you. Let us show you what we can do for you. Contact us today and let’s begin our dialogue… Call +41 43 317 09 91 for a first interview.