Independent insurance brokerage with 37 years of experience helping small-to-medium-sized businesses and individuals navigate the complexity of employee benefits. With the evolving health insurance landscape causing mass confusion for businesses and individuals alike, employers struggle to provide valuable benefits for their employees as insurance costs escalate. Compliance requirements continue to change and staying up-to-date is a time drain for HR departments. I am also a Medicare expert, having guided hundreds of individuals in their transition from group health plans onto the Medicare platform. Medicare is incredibly complicated and comes with surprising costs to individuals. I help clients navigate this complex government program and make choices based on their personal medical needs and financial flexibility.