Hallmark Risk & Financial Services (Pty) Ltd, is an independent authorised Financial Services Provider offering short term insurance solutions to both corporate and private clients. With our personalised service, we offer the following insurance solutions at competitive rates; PERSONAL INSURANCE • House Owners (Building) • Household Contents • Motor • General Liability • Personal Accident • All Risk (laptops, jewellery, camera, cellphones, etc.) • Water-craft (jet-ski, boat, etc.) COMMERCIAL INSURANCE • Fire • Buildings • Office Contents • Business Interruption • Accidental Damage • Electronic Equipment • Accounts Receivable • Business All Risk • Theft • Money • Glass • Fidelity • Goods-in-Transit • Public Liability • Employer's Liability • Group Personal Accident • Motor • Machinery Breakdown CONSTRUCTION GUARANTEES / BONDS • Performance guarantees • Advance payment bonds • Bid bonds / Letters of intent • Maintenance guarantees • Retention CONSTRUCTION & ENGINEERING INSURANCE • Contractors' All Risk • Erection All Risk • Contractors Plant and Machinery • Civil Engineering Completed Risk • Electronic Equipment • Machinery Breakdown • Deterioration Of Stock • Advance Loss Of Profits MARINE COVER • Marine Hull Insurance • Marine Cargo (Imports & Exports) • Inland Transit • Marine Advance Loss of Profits • Containers • Stockthroughput LIABILITY COVER • Professional Indemnity • Medical Malpractice / Clinical Trials • Directors' and Officer's • Products Liability • Employer's Liability • Motor Liability • Passenger Liability • Third-Party Liability