Beverly National Corporation, a Massachusetts corporation (the "Company" or the "Holding Company"), is a registered Bank holding company under the Beverly National Bank Holding Company Act of 1956, as amended. The Holding Company has one banking subsidiary, Beverly National Bank (the "Beverly National Bank"). Banking services offered include acceptance of checking, savings and time deposits and the making of commercial, real estate, installment and other loans. The Beverly National Bank also offers a full range of trust services, financial planning, internet banking, safe deposit boxes, automatic teller machines and customary banking services. Its stock is listed on the AMEX Stock Exchange under the symbol BNV.