Jefferson Credit Union is a financial institution based in Hoover, Alabama. Anyone in Jefferson County or any of the surrounding counties can become a member for life with an initial deposit of $5. Our members have access to home mortgages, auto loans, checking accounts, savings accounts, CD's, and many other banking services. We have 4 locations--Hoover, Downtown Birmingham, Hueytown, and Fultondale, with more branches on the way soon! We are a not-for-profit institution, meaning all the profits that we make are given back to our members in the form of lower loan rates, higher savings rates, etc. This is different from a bank because banks' profits all go to their shareholders. Another advantage of membership is that you can conduct basic transactions at any of thousands of credit union "service center" locations around the world. You can become a member of the credit union by signing up online or at one of our convenient locations. Join today!