With Kadogo, businesses and their employees can create tax-free returns on investments, by creating a Kadogo Account on the fly. The app makes it simple for employees to create and fill a Giving Account (DAF) with outside funds, like charitable donations matched by employers and brands, as well as personal contributions like Crypto, stock assets, and more. Businesses and employees can then invest the funds in their account (with no capital gains tax) and make donations to their favorite non-profits, lowering their taxable income.