Partnering with leaders in the Financial Services and Technology industries, Customer Engagement Technologies (CET) puts mobile first, financial services solutions, in the hands of everyone, including the un/under- banked. Customers engage and make payments when and how they feel most comfortable. PaySwag, created by CET, gives borrowers the tools they need to make on-time payments, and rewards them for doing so. Using mobile gamification to transform how the un/under- banked interact with lenders, municipalities and other entities, PaySwag makes payments more accessible, rewarding and likely.