Payments Europe is an association of global and European card-based payment solutions providers created to strengthen the voice of the industry. We promote the value that the card-based payments sector brings to the European economy, for both businesses and consumers. Our purpose is to present the industry’s common views and to contribute to key policy debates in the EU by advocating for a fair regulatory environment for payment providers in Europe. Payments Europe is based in Brussels and is comprised of 14 members including: ACCIE (Association of Credit Card Issuers Europe), AirPlus International, APERO (Asociatia de Plati Electronice din Romania), A.P.S.P. (Associazione Prestatori Di Servizi Di Pagamento), Bank of America, BNP Paribas, Card Payment Sweden, Citi, DKB (Deutsche Kreditbank AG), Lloyds Banking Group, Mastercard, Optal Payac and VISA.