Zaim Credit Systems Plc (LON:ZAIM) is the UK holding company of Zaim Express LLC (Zaim), a Russian-based fintech company providing small short-term loans to customers. Zaim has been operating in the microcredit market Russia since 2011 and is authorised to conduct microfinance activities by the Central Bank of Russia. Zaim is a sector leader in Moscow and the Moscow region and has developed a bespoke IT system, created a distribution network and online lending platform. It has developed a bespoke IT system, created a distribution network and online lending platform.