The Pension Planner is a group of highly qualified pensions experts. Our aim is to help you maximise the value of your pension, offering professional pension advice and make retiring as simple as possible. When approaching retirement around 55% of people simply accept the first offer their pensions company sends them. Although it probably doesn't take into account their health and lifestyle or inflation, that contract is legally binding for the rest of their lives. We don’t think signing it is a smart move.