Kismet Risk Management Associates, LLC (KRMA) is a Managing General Underwriter (MGU) of Medical Stop Loss on behalf of our AM Best rated A (Excellent) partner carriers. We provide stop loss insurance solutions tailored to each of our customer's needs and preferences by offering: - Access to doZEN, our Best in Class risk management and cost containment platform designed for self funded health plans. - Partnerships with industry experts and utilization of innovative technologies to help meet the ever-changing and expanding needs of our customers - Proprietary program to apply quantifiable risk windows for referencedbased reimbursement (RBR) programs and an understanding of balance billing settlements - Direct access to consultative underwriting and marketing expertise by a seasoned management team and dedicated staff