Transaction Capital Recoveries (previously known as MBD), is the leading independent provider of credit management solutions in Southern Africa. Our core service is the collection of accounts receivables encompassing the entire credit cycle using both call centre based and legal collections. We have clients in both the private and public sector, with substantial portfolios of accounts receivables. Inherent in this service is an option to acquire accounts receivables portfolios and we view our strong balance sheet as a key differentiating factor in unlocking value for its clients.