We are a reverse mortgage wholesale lender and collectively, our team has over 100 years of reverse mortgage experience. 3636 Nobel Dr., Ste 330, San Diego, CA 92122 | NMLS #1862952 | Equal Housing Lender. Establishing our roots in 1911, Smartfi Home Loans, LLC, began as Bankers Guarantee in Ohio, with a mission to serve locals from the beginning of their mortgage loan, to the very end. Under our new name, Smartfi Home Loans, LLC, we combine the experience and trust we’ve accumulated over the years with our tailored products and a streamlined platform to serve our partners and support American seniors. With us, you’ll find knowledgeable and friendly experts who enjoy the process of helping our partners get their clients the right mortgage.