Consult for a 2nd opinion, or show us what you want, and we can prepare a direct comparison. We are problem solvers, not policy pushers. If you don't already have the best deal available, then $avings can be had. We've seen as much as 50% in a few cases. Remember, "cheap insurance is the most expensive kind if it fails to pay off when you need it most!" We are all about Quality, and $avings, but never cheap. Tony Verreos