American Risk Services is an Insurance Agency and Third Party Administration Company specializing in risk management programs designed to help auto lenders and lessors manage their portfolio risk and earn fee income. ARS maintains relationships with many of North America's largest lenders and lessors including Ford Motor Credit, Ally Bank, Toyota Financial Services, Mercedes-Benz Credit, GM Financial, Hyundai Finance, Volvo Finance, JM&A, and J.D. Byrider. Key product offerings include Lease Excess Wear and Tear coverage, GAP insurance, Collateral Protection insurance, and analytical consulting services.