Welcome to Face The Fear! We are Nicole Ellsworth and Kaitlyn Duchien, two motivated millennials on a journey to face the fear of our financial future. We created this safe space where we will dive into topics like retirement, budgeting, student loans, investing, insurance, financial terms, etc. We are passionate about educating ourselves and others in the process. Join us as we change the conversation around finances and approach our future with confidence. Face The Fear is an educational platform created to provide insight and knowledge about financial topics for the Millennials. All information provided is for educational purposes only and is NOT financial advice (AKA please consult with a financial professional before doing anything silly with your cash money). You may be wondering, “Seems like Kaitlyn and Nicole talk a lot about Ash Brokerage. Who is Ash and how much dough are they pocketing to talk about it?” Valid question. Ash Brokerage is an independent marketing organization based out of Fort Wayne, Indiana that offers insurance solutions to financial advisors. Kaitlyn and Nicole (along with many of our guest contributors) are employees of Ash Brokerage, and there is no other connection other than an awesome employer-employee relationship. While Face The Fear collaborates with Ash Brokerage for resources and content, Face The Fear is not sponsored (i.e. paid) by or directly affiliated with Ash Brokerage, nor does it promote or sell any specific financial or insurance products. (Please visit with a financial professional to meet those needs). Kaitlyn Duchien and Nicole Ellsworth are the co-founders of Face The Fear. Kaitlyn is a registered representative of First Palladium, LLC, Member FINRA and a wholly-owned subsidiary of Ash Brokerage, LLC. Content provided is for informational use only and is not to be constituted as financial advice.