First Financial Credit Union (FFCU) is a not-for-profit financial cooperative focused on helping our members achieve financial success. Credit Unions are different than banks and other financial institutions because we have members, not customers. Becoming a member means becoming a part owner in the Credit Union. That means all of our profits go back to our members in the form of higher dividends, lower loan rates, and rebates. Additionally, we're governed by a volunteer Board of Directors and all members get a voice through their vote at our Annual Membership Meeting. Talk to us about opportunities for local business partnerships, events and better banking! We are an Equal Housing Opportunity Lender, insured by the NCUA.