Financial Planning for the Real World At Smith Financial Group we believe that a plan is a powerful thing. It focuses the mind and our resources to help you achieve great things. When creating your financial plan our goal is to help you: See your full financial picture: what it means – the risks and the opportunities – areas where you’ve planned well - and areas that need focus Identify, manage and eliminate debt Understand your tax situation and how to manage taxes to their lowest levels both now and in the future Accumulate wealth efficiently and effectively for retirement - making sure it is available when, where and how you need it Create income to support your retirement years and distribute any remaining assets according to your wishes at death