Fay Mortgage Services is committed to providing innovative mortgage loan solutions to both prospective homeowners seeking to purchase properties and existing homeowners who wish to refinance. Illinois Residential Mortgage Licensee NMLS ID 88244. On the purchase side, making mortgage loans to people buying REO is our specialty. We are uniquely qualified to serve this market because we’ve been servicing these kinds of mortgage loans for over eight years. We understand the risks and rewards of purchasing REO, and have the knowledge and resources to make these mortgage loans happen. However, providing financing for REO isn’t our only specialty. Our team has years of experience finding the right loan for any home. We also offer traditional, fixed rate mortgages, FHA, Jumbo, VA and ARM loans. On the refinance side, we assist homeowners – many whose loans we have serviced or are servicing through our servicing division, Fay Servicing – with securing low new rates and terms for their mortgage loans that will best accomplish their objectives, whatever they may be. We are licensed in 32 states and in the U.S. Virgin Islands, and have offices in Chicago, Dallas, Tampa and Richmond. So, we’re well poised to help prospective and existing homeowners across the country achieve their goals. When you choose Fay as your lender, you are choosing a lender with a wealth of experience and expertise. You can rest easy knowing your transaction will progress smoothly and quickly through closing and beyond.