We are a creative team of experienced plan managers and trained consultants in the health and welfare benefits industry. Our resourcefulness and expertise allow us to solve problems - even when others have run out of ideas. We help our clients mitigate the impact of market cost trends and achieve Results Worth Writing About! Our passion is to improve employee health, and to out-manage the health, life and disability benefits marketplace. We fill the gap between broad-based national consulting firms and brokerage firms who lack our expertise and independence. We offer employers subject matter and process expertise, market knowledge and relationships, and the technology and tools necessary to out-manage trend. Whether serving our clients on a project basis or through a retainer relationship, we begin with analysis, add insight and strategic advice, and then proceed to vendor selection, implementation and management. Our approach caters to those who have an interest in understanding and actively managing their benefits plans while maintaining employee goodwill.