Commercial Equipment Finance. Advantage+, a nationwide direct lender, offers equipment and working capital loans of $5,000 to $200,000 to small and mid-size companies. The company also provides custom customer finance programs for manufacturers, distributors, and dealers. In addition, Advantage+ also makes direct loans to equipment buyers. We're a twenty-three-old nation-wide business lender that finances all types of equipment that costs $5,000 to $75,000. Most all of our loans are structured as "financing leases" ($1 lease-end buyout) and are kept in our portfolio (we're not brokers). Loan terms range from two to five years. We offer competitive and flexible loans, personalized to our customer's needs