Investment management consists of the creation of customized investment portfolios appropriate to your life circumstances and risk tolerance. Careful research is conducted to select mutual funds that have a strong long-term performance, exceptional fund managers and low operating expenses. Index and actively managed stock and bond mutual funds, exchange-traded funds and individual stocks and bonds are included in client portfolios. The client engagement expectation is a 4-prong approach: evaluate, plan, execute, and adjust. Meetings are held, at minimum, once a year with every client to ensure that we are are tracking towards your goals.