We, at Singular Systems, are client focused and our primary objective is to convert business data into innovative solutions to our clients’ business challenges. Since the founding of Singular in March 2002, Anthony Wilmot and Nick Kruiskamp have built a strong team of finance and IT professionals which is the platform from which Singular has expanded into the market leader financial services solution provider it is today. Initially we focused on providing software products and outsourcing services in the niche areas of share scheme administration and Capital Gains Tax (CGT) but as early as 2003, Singular's’ service offering extended from supporting our existing software products to also building bespoke software solutions for our clients. Anthony's vision was to solve the problem which is that many companies use standard software packages but that none of these achieve more than an 80% "business fit" at best. Our intervention, built around a well-developed business process, and drawing on many years of experience, delivers a customised software solution that will achieve a "business fit" of 100% when matched against a client's requirements. Over the years we have further developed our range of flexible, stand-alone SaaS solutions including: -a Share Incentive admin platform -a stock exchange for trading alternative instruments -a banking deposit solution which helps banks attract corporate and retail deposits -a modular loan management system providing a head start for bulding custom loan products Each of these has been designed to provide most of the generic functionality but with the plan to be refined to fit a client's unique business model.