At Platinum IFS we have been offering independent financial advice to individuals & businesses for almost 20 years, giving personal service as we work to understand the financial needs of each client. We focus on building lifetime relationships with both businesses and our individual clients & their families, catering for their changing needs at every stage of their life. Working with individual clients and families to develop their financial planning strategy, including wealth management & pension provision. For businesses, we provide essential advice in areas such as employee benefits, pensions, insurance, shareholder protection, income protection, life assurance & critical illness cover. - Protection: advising on how to protect your family & your standard of living when the unexpected arises - Pensions: explaining the different options available to enable you to save sufficient money during your working life to provide an income stream for you to live comfortably after you have retired We can then recommend and monitor the different pension options available to you We also advise on Work Place Pensions - where the auto-enrolment process & legislation is complex. We can help you to understand what needs to be done as an employer; and as employees, we can undertake a full and tailored review as to where you sit currently within the workplace pension’s reform regulations - Savings & Investments: explaining the difference between savings & investments, and advising on the best options to provide for your future needs & the potential risks involved; as well as protecting against unexpected causes of expenditure - Mortgages: complex, and one of the largest transactions of most people’s lives. We can advise & recommend on the options available (bank, building society or niche lender) and the best repayment plans, based on your financial situation and long term goals For full details and further information please visit our website www.platinumifs.co.uk