Payments for the Digital Economy Easily manage your everyday financial operations with your own business account. No branch visit needed. We execute both incoming and outgoing UK Faster Payments, BACS, Direct Debit and SEPA payments with all EU banks that support SEPA transfers. Pay iO has been created to eliminate the pains and obstacles experienced in the current financial sector. Pay iO has developed the most simple process to transfer crypto assets when paying for goods and services. Our services include Business Accounts Multi Currency Exchange Crypto Transfers Account to Accounts payments powered by Open Banking. Personal Relationship Manager Our team of experts with years of experience in Banking, Payments and Technology are on a mission to help businesses and customers prepare for the future of payments. This is the digital generation. Onboarding is fast and simple.