The thought of retirement should be peaceful yet many become anxious just thinking about planning for their future. Understanding your retirement risks can avoid any unnecessary anxiety. Market, inflation, taxes, LTC, and longevity are real risks to any retirement, no matter how big your accounts are. If working together, we create an income plan that meets your needs, and reduces or eliminates risks, would that be beneficial? I believe the journey to retirement needs to be an exciting time of your life, not just work, work, work! Without memories, friends, and family retirement can be very lonely.