TSR Insurance is an independent life and health insurance brokerage agency specializing in estate, business, and retirement planning; employee benefits and financial consulting services. We work with business owners and their employees, solving problems faced by almost everyone. These financial risks can devastate a family and/or a business: - Loss of income following the death of a breadwinner or key person - Loss of income due to sickness or injury - Taxes and litigation costs following the death or disability of a shareholder or partner of a business - Estate taxes, income taxes, probate fees and other transfer fees upon death We offer creative solutions in the following areas: Life Insurance Estate Planning Business Continuation Planning Retirement Planning Disability Income Insurance Accident Insurance Critical Illness Insurance Long Term Care Insurance Employee Benefits Pensions 401(k) and Profit Sharing Plans IRA's Annuities We also have a full service employee benefits division offering group health, group life and group disability insurance products.