Personal Money Planning is a fee-only Financial Planning and Investment Advisory firm. We work with individuals and families to help them determine and achieve their financial goals. Our investment advice is customized to each client. We examine your situation, your current portfolio, determine the level of risk that you can live with, and then recommend the specific investment mix that is right for you. We will even help you open an account, and allocate your money according to the recommendations that were established. Financial planning is offered on an hourly basis. We can answer a specific question that you have, project what you'll need for retirement, help you figure out how much and what types of insurance you need, or complete a comprehensive financial plan. We don't have a cookie-cutter formula; rather we tailor our advice to your personal needs. Being a Fee-Only firm, you can rest assured that we are not making our recommendations based on how much commission we are going to earn or a trip we are trying to win. Our only compensation comes for you, the client. No gimmicks, no kickbacks from a company or product we recommend.