KTL Business Insurance is a professional insurance agency in business since 2002 serving businesses in California, Nevada and Arizona selling General Liability, Worker's Compensation, Errors and Omissions , Builders Risk , Commercial Auto and Property insurance.. No matter the size or type of business you own, we have customized policies from AM Best rated carriers that will get you protected. Our friendly agents will provide a comprehensive review of your current policy and if needed, a no-obligation rate quote for insurance that will give you the peace of mind you deserve.